Property Types & Terms
Multi-Family, Single-Family, Commercial, Office & Industrial
Loan Size: $250,000 to $50 Million
Terms: 6 months to 24 months w/ renewal option
LTV: Land 50%, Improvements 65%, Construction 65% of completed value
No Prepaid Penalty
Fico not an issue
Qualified States:
CO, GA, ID, MA, NC, PA, SC, TN, TX, VA, WA, WA, D.C. & WY
Warehouses
Assisted Living
Medical/Dental
Light Industrial
Self-Storage
Residential Care Facilities
Mobile Home Parks
Churches
Gas Station/Convenient Stores
EMPIRE FINANCIAL SERVICES, LLC
Program One
Land Development Loans
Construction Loans
Heavy Rehab/Development Loans
Refinance Cash Out
Purchase Loans w/ Seller Second Mortgage
Program Three
Refinance Cash-Out Loans
Purchase Loans
Property Types
Single Family Residence - Investment Only
Multi-Family
Offices
Retail Buildings
Strip Malls
Shopping Centers
Industrial Buildings
Mixed Use Buildings
Urban and Suburban Markets
Commercial Loans Nationwide in most states
Construction Loans
Heavy Rehab Loans
Redevelopment loans
Bridge Loans
Residential Loans Nationwide in most states
Cannabis Loans for Oregon and Washington
Bankruptcy & Foreclosure Bailout Loans
Probate and Tax Liens
Second Mortgage Loans for Washington
Non-Bankable Transactions
Delinquent Property Taxes
Real Estate Loans
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John Baker
Managing Member
Direct: (253) 508-3217
P.O Box 58804 Tukwila, WA 98138
Program Four
Refinance Cash-Out Loans
Rehab Loans
Purchase Loans
Property Types & Terms
Multi-Family, Single-Family, Commercial, Office & Mixed Use
Loan Size: $100,000 to $5 Million
Terms: 12 months to 30 years
LTV: 70% to 75%
Stated Income
Special Program: Fico 500, 24 months, 75% LTV, 1 to 4 units, Cash-Out, No Prepaid Penalty
Nationwide Lending in most states
Program Two
Construction Loans
Rehab Loans
Refinance Cash-Out Loans
Purchase Loans w/ Seller Second Mortgage
Property Types & Terms
Multi-Family, Single-Family, Commercial & Office
Loan Size: $150,000 to $3 Million
Terms: 6 months to 36 months w/ renewal option
LTV: Land 50%, Improvements 70%, Rehab/Construction 70% of completed value
No Prepaid Penalty
Stated Income
Fico not an issue
Qualified States:
OR & WA
Property Types & Terms
Single-Family
Multi-Family 5-10 units
Loan Size: $100,000 to $5 Million
Terms: 1, 2 & 4 years
LTV: 80% for as-is value, Rehab 75% of completed value, Improvements up to 90%
Fico not an issue
Stated Income Programs
Qualified States:
CO, FL, GA, HI, NC, TN, WA
Program Five
Private Money
All Properties
Second Mortgages
LTV: 60%
Fico not an issue
Terms: 6 to 18 months
Washington State Only
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