EMPIRE FINANCIAL SERVICES, LLC

Commercial Financing Solutions

  • Nationwide Commercial Loans
  • Construction Loans
  • Heavy Rehab Loans
  • Redevelopment Loans
  • Bridge Loans
  • Purchase and refinance loans


Residential Lending Solutions

  • Nationwide Residential Loans
  • Bankruptcy Loans
  • Foreclosure Bailout Loans
  • Bridge loans
  • Purchase and refinance loans


Specialty Lending Programs

  • Probate and Tax Lien Loans
  • Non-Bankable Transactions
  • Delinquent Property Tax Loans

At Empire Financial Services, we specialize in providing tailored financial solutions for diverse real estate and investment needs. Whether you're navigating urban or suburban markets, dealing with complex property challenges, or seeking flexible lending options, we’re here to help.

A building involved in one of our real estate loans in Seattle, WA

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John Baker

Managing Member
Direct: (253) 508-3217
P.O Box 58804 Tukwila, WA 98138

Property Types

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  • Single Family Residence - Investment Only
  • Multi-Family
  • Offices
  • Retail Buildings
  • Strip Malls
  • Shopping Centers
  • Industrial Buildings
  • Mixed Use Buildings

Land & Development Financing


  1. Features: Land Development Loans, Heavy Rehab Loans, Refinance, and Cash-Out Options.
  2. Loan Terms:  6–24 months
  3. Loan Amounts: $250K to $5M
  4. LTV: Up to 70%
  5. Eligible Properties: Multi-Family, Single-Family, Commercial, Office, Industrial.
  6. No prepayment penalty
  7. Flexible credit requirements
  8. Nationwide availability

Have questions?
Contact our team for a personalized consultation.

John Baker
​253-508-3217

 Construction & Rehab Financing


  1. Features: Construction Loans, Rehab Loans, Refinance & Purchase Options.
  2. Loan Terms:  6–36 months 
  3. Loan Amounts: $150K to $3M
  4. LTV: Up to 70%.
  5. Eligible Properties: Multi-Family, Single-Family, Commercial, Office.
  6. No prepayment penalty
  7. Stated income accepted.
  8. Nationwide availability
  • Warehouses
  • Assisted Living
  • Medical/Dental
  • Light Industrial
  • Self-Storage
  • Residential Care Facilities
  • Mobile Home Parks
  • Churches
  • Gas Station/Stores

Real Estate Loans

 Residential & Mixed-Use Financing


  1. Features: Rehab, Purchase, and Refinance Options.
  2. Loan Terms: 6-36 months
  3. Loan Amounts: $100K to $5M
  4. LTV: Up to 75%
  5. Eligible Properties: Single-Family, Multi-Family (up to 10 units).
  6. No prepayment penalty
  7. Stated income programs
  8. Credit-flexible solutions
  9. Nationwide availability

Long-Term Purchase & Refinance


  1. Features: Cash-Out Refinances, Purchase Loans.
  2. Loan Terms: 5–30 years.
  3. Loan Amounts: $100K to $5M 
  4. LTV: 70–75%.
  5. Eligible Properties: Multi-Family, Single-Family, Mixed-Use, Commercial.
  6. Stated income programs
  7. Nationwide availability