Property Types & Terms


  1. Multi-Family, Single-Family, Commercial, Office & Industrial
  2. Loan Size: $250,000 to $50 Million
  3. Terms: 6 months to 24 months w/ renewal option
  4. LTV: Land 50%, Improvements 65%, Construction 65% of completed value
  5. No Prepaid Penalty
  6. Fico not an issue
  7. Qualified States: CO, GA, ID, MA, NC, PA, SC, TN, TX, VA, WA, WA, D.C. & WY
  • Warehouses
  • Assisted Living
  • Medical/Dental
  • Light Industrial
  • Self-Storage
  • Residential Care Facilities
  • Mobile Home Parks
  • Churches
  • Gas Station/Convenient Stores

EMPIRE FINANCIAL SERVICES, LLC

Program One


  1. Land Development Loans
  2. Construction Loans
  3. Heavy Rehab/Development Loans
  4. Refinance Cash Out
  5. Purchase Loans w/ Seller Second Mortgage

Program Three


  1. Refinance Cash-Out Loans
  2. Purchase Loans

Property Types


  • Single Family Residence - Investment Only
  • Multi-Family
  • Offices
  • Retail Buildings
  • Strip Malls
  • Shopping Centers
  • Industrial Buildings
  • Mixed Use Buildings
  • Urban and Suburban Markets
  • Commercial Loans Nationwide in most states
  • Construction Loans
  • Heavy Rehab Loans
  • Redevelopment loans
  • Bridge Loans
  • Residential Loans Nationwide in most states
  • Cannabis Loans for Oregon and Washington
  • Bankruptcy & Foreclosure Bailout Loans
  • Probate and Tax Liens
  • Second Mortgage Loans for Washington
  • Non-Bankable Transactions
  • ​Delinquent Property Taxes

Real Estate Loans

A building involved in one of our real estate loans in Seattle, WA

Call Today!


John Baker

Managing Member
Direct: (253) 508-3217
P.O Box 58804 Tukwila, WA 98138

Program Four


  1. Refinance Cash-Out Loans
  2. Rehab Loans
  3. Purchase Loans

Property Types & Terms


  1. Multi-Family, Single-Family, Commercial, Office & Mixed Use
  2. Loan Size: $100,000 to $5 Million
  3. Terms: 12 months to 30 years
  4. LTV: 70% to 75%
  5. Stated Income
  6. Special Program: Fico 500, 24 months, 75% LTV, 1 to 4 units, Cash-Out, No Prepaid Penalty
  7. Nationwide Lending in most states

Program Two


  1. Construction Loans
  2. Rehab Loans
  3. Refinance Cash-Out Loans
  4. Purchase Loans w/ Seller Second Mortgage

Property Types & Terms


  1. Multi-Family, Single-Family, Commercial & Office
  2. Loan Size: $150,000 to $3 Million
  3. Terms: 6 months to 36 months w/ renewal option
  4. LTV: Land 50%, Improvements 70%, Rehab/Construction 70% of completed value
  5. No Prepaid Penalty
  6. Stated Income
  7. Fico not an issue
  8. Qualified States: OR & WA

Property Types & Terms


  1. Single-Family
  2. Multi-Family 5-10 units
  3. Loan Size: $100,000 to $5 Million
  4. Terms: 1, 2 & 4 years
  5. LTV: 80% for as-is value, Rehab 75% of completed value, Improvements up to 90%
  6. Fico not an issue
  7. Stated Income Programs
  8. Qualified States: ​CO, FL, GA, HI, NC, TN, WA

Program Five​


  1. Private Money
  2. All Properties
  3. Second Mortgages
  4. LTV: 60%
  5. Fico not an issue
  6. Terms: 6 to 18 months
  7. Washington State Only